Facebook Twitter LinkedIn Google
Call Us (503) 659-1307 ☰ ˟
(503) 659-1307
Action Insurance Company
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Disability Insurance
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Trucking
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Calculators
    • Insurance Glossary
  • About Us
    • About Action Insurance Company
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Need Help? Simply fill out the form to schedule a FREE Consultation
Or Call to speak with a license agent (503) 659-1307
Home > Blog > What To Do After You Strike A Deer
THURSDAY, MAY 23, 2019

What To Do After You Strike A Deer

Swerving Tire Tracks

Deer are often unpredictable animals that occupy many areas around our homes. The Insurance Information Institute states that the risk of being in a car collision with a deer can be as high as 1 in every 46 drivers in certain areas.

When one of these collisions does occur, what should you do at that moment? There are a few steps to consider to help you in this event.

Ensure Your Safety First

The moment after you strike a deer, don't move or try to leave the area. Instead, make sure you are safe and that any people in your vehicle are okay. Call for emergency help right away if anyone suffers an injury. It is also important to call if another vehicle or someone else's property has damage. You need to make sure a full police report occurs documenting what happened.

Sometimes, deer will run off after a collision like this. In other times, they have injuries. It is best to call the police to report any instance in which the animal is unable to move. They can help manage that situation.

Detail What Happened Thoroughly

Your Action Insurance Company agent may be able to help you. If you hit a deer, your comprehensive auto insurance generally covers the cost of repairs. However, if you swerve at the last minute and strike a tree or a guardrail instead, your collision auto insurance covers the costs. In all cases, it is best to contact your agent to learn what you need to do.

It is important to take photos of the vehicle, the surrounding area, and the deer, if present. Be sure to keep your vehicle in the location until you have documentation. If you are blocking traffic, move to the side of the road (if safe to do so). Once you have pictures of the incident, gather any witness statements available. Report all of this to your agent.

Will Your Accident Have Coverage?

In most situations, your auto insurance covers these types of incidents as long as you did not cause them. If you tried to chase down the deer in your vehicle, on the other hand, your policy would not provide coverage. Your agent is likely to work closely with you to learn more about what happened. Be sure to include information about any injuries, damage to the car, and damage to any property associated with the incident.

Contact Us

Posted 6:00 AM

Tags: car insurance, auto insurance, action insurance company
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2014
  • 2013
  • 2012
  • 2011

  • action insurance company(13)
  • business insurance(6)
  • home insurance(4)
  • commercial auto insurance(3)
  • car insurance(3)
  • auto insurance(3)
  • portland(1)
  • general liability insurance(1)

View Mobile Version
Action Insurance Company
Quick Links
Home Our Products Customer Service Payment Options Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
Location
5 Centerpointe Drive
Suite 400
Lake Oswego 97035

Phone: (503) 659-1307
Fax: (503) 659-1397
Email Us
Facebook Twitter LinkedIn Google
© Copyright 2020. All rights reserved.
Powered by Insurance Website Builder