Auto Insurance in Lake Oswego, OR
Having the right auto insurance policy can help protect you financially if you are involved in an accident or your vehicle is damaged. An auto insurance policy is designed to provide you with a layer of protection against property, liability and medical costs following an accident. But choosing the right car insurance can be overwhelming. Reach out to our agency today to learn more about auto insurance and find the policy that’s right for you.
Contact Action Insurance Company in Lake Oswego, OR, to learn more about your car insurance options.
What Does Auto Insurance Cover?
Car insurance typically includes coverage for bodily injury and property damage liability, which may help cover costs if you’re at fault in an accident. It may also have collision coverage for damage to your vehicle from a crash, comprehensive coverage for non-collision-related damage and uninsured/underinsured motorist coverage. Policies may include medical payments or personal injury protection to cover medical expenses for you and your passengers.
How Does Car Insurance Work?
Car insurance operates on the principle of risk management, providing financial protection in exchange for regular premium payments. When you purchase car insurance, you agree to pay a premium, and in return, the insurance company agrees to cover specific losses as outlined in your policy.
In the event of an accident or damage, you file a claim, and the insurance company assesses the situation to determine if the incident is covered under your policy.
Do I Need Car Insurance?
In most states, car insurance is a legal requirement for drivers. Oregon requires all drivers to maintain minimum amounts of auto liability coverage. Your agent can help you get auto insurance that complies with state requirements while meeting your needs.
How to Get Auto Insurance
Action Insurance Company is committed to helping you find a policy to fit your specific needs. Reach out to us today to start the conversation or to get a quote.